When it comes to buying a home, Canadians are faced with many important decisions – from finding the perfect neighbourhood and choosing what kind of house they want, to financing their purchase. One of the most important – and longest-lasting – decisions is finding the right bank or mortgage broker to secure a mortgage that fits your budget. So we wanted to give you a list of some of the best banks for mortgages in Canada!

In this article we’ll take a look at several Canadian banks that offer mortgages in Edmonton, and how they vary when it comes to size, interest rates, and services offered, so you can make an informed decision on which financial institution best meets your needs. Read More

As your life continues to change and evolve, you’ll want to make sure your home can keep up with you. Whether you need more room for the kids or a smaller space when they move out; if your current floor plan no longer fits what works best for you – it could be time to consider looking at a new home. 

Choosing a new home to match your new lifestyle is no small task, and it may seem overwhelming at first. That’s why we’ve put together this guide with tips to help you navigate your way to finding your dream home, one that’s perfectly suited to your life circumstances. Read More

Are you considering buying a home in Edmonton? If so, you may have heard there are three primary forms of property ownership: freehold and leasehold ownership. Freehold ownership grants you complete ownership of both the property and the land, and is the most prevalent form of ownership in Canada. In contrast, leasehold ownership only grants you ownership of the property, not the land, which means you must pay ground rent and condo fees. Freehold properties tend to be more expensive as you are purchasing the land as well, but they also appreciate in value more compared to leasehold properties.

In this article, we’ll explain exactly the different components to each ownership type, so that you can be well-informed when making your decision.  Read More

Are you thinking of selling your current home? Naturally, you may be wondering how to increase the value of your home and make it more attractive to potential buyers. By following a few basic tasks and making some aesthetic improvements, you can really increase the value of your property before you put it up for sale. Here are a few tips that will help you get started on increasing the value of your current home before you sell it! Read More

Are you one of the many prospective home buyers out there searching for a new home? If so, great! There’s nothing quite like the feeling of finding that perfect place and beginning to plan the details of your move. That said, it is worth taking some time… Read More

Do you have an extra room in your house that you’re not sure what to do with? These rooms are commonly called a flex room – because they’re just that! A multi-purpose living space in your home designed to have a flexible purpose for what your family needs.

It goes by many names – like a den, flex, or bonus room – but whatever you choose to call it, this family room can be a great addition to your home and it doesn’t have to just be a TV or dining room.  Read More

If you’re buying a home in Edmonton, you’ll probably come across the terms “Statement of Adjustments” and “Trust Ledgers” as you move through the home-buying process. But what do these terms mean? In this article, we’ll explain what Statements of Adjustments and Trust Ledgers are, how they can affect your home purchase and how they can benefit you. Keep reading to learn more! Read More

You may have heard of a No-Income Verification Mortgage, and it’s understandable that many home buyers would be curious about them. After all, if you don’t have to verify your income in order to get a mortgage, that could make the process a lot simpler. But do these types of loans actually exist? And if so, what are your options? Let’s take a look! Read More

Are you considering either Edmonton or Toronto as your new city? If so, you’ll find that these two areas offer a lot of contrasts between each other. When trying to decide where to live in Canada, many Canadians make the choice between these two locations. These two places give a different experience to residents of these major Canadian cities. And both have made numerous lists as one of the best cities to live in (in Canada)! From the weather and geography to the culture and lifestyle, there are many factors to consider when deciding between Edmonton versus Toronto and which city is right for you. Read More

One of the most common problems people face when buying a home is whether to buy a brand-new home or a resale home. There are advantages and disadvantages to each option – for example, a new construction home will usually look more modern and have fewer maintenance costs associated with it, whereas a resale home may have a more unique character, as well as a lower price point. Read More

Getting a mortgage can be difficult for many Canadians, especially those with a low credit score. If you’re in this situation, you may consider having someone co-sign the loan with you, which could potentially make it easier to get approved. In this article, we’ll explore what co-signing is and discuss some of the benefits and considerations that come along with it when obtaining a mortgage in Canada.  Read More

A house’s quality is the number one determinant of its long-term value. When one is well built, you find it easier to stay and turn it into a proper home. That’s precisely why Sterling Homes has been an industry leader for the past 70 years. We specialize in building… Read More