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Resources for owning / buying a new home
Find helpful articles and resources to guide you through your homeownership journey.
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Debt Service Ratio | GDS And TDS Calculator
Debt Service Ratio (DSR) or Gross Debt Service (GDS) ratio and Total Debt Service (TDS) ratio are two commonly used metrics in real estate and mortgage lending to measure a borrower’s ability to make their monthly mortgage payments. Find out yours using…
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Rent vs. Buy?
Considering whether you should keep renting? Is now the time to buy? Ever wondered what your rent payment would be as a mortgage amount? Complete the below calculator and find out what your rent payment would equal in terms of a mortgage…
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Down Payments: Explained
If you’re buying a home, you’ll need to secure a down payment. But what is a down payment, and how much should you expect to put down? What is a Down Payment? If you’re ready to put renting behind you and try…
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Everything You Need to Know About Rough Grading
What’s the Difference Between Rough and Final Grading? Rough grading works with the original soil on the lot to shape the land needed to properly construct your home. It may include changing the elevation of the lot, as well as slopes, berms,…
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Credit Scores Explained: What Is A Good Credit Score in Canada?
In Canada, your credit score generally ranges from 300 to 900. So what’s a good credit score? Well, the higher the score, the better. If you have scores between 800 and 900, you’re in excellent shape. They may be used to determine…
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Closing Costs in Alberta
Closing costs are the fees you have to pay just before you take possession of your new home. Many first-time homebuyers forget about them and find themselves scrambling to get enough money as closing day approaches. But don’t worry! All you need…
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How To Get A Mortgage With Low Income In Canada
Navigating the real estate market and securing a mortgage on a low-income in Canada can seem daunting. This article aims to demystify the process of acquiring a mortgage for those with limited financial resources and guide you through the necessary steps to…
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Draw vs. Completion Mortgages: What’s the Difference?
When embarking on the exciting journey of building your dream home, understanding your financing options is critical. In Canada, you’ll likely encounter two main types of mortgages for a new home build: draw and completion. These are different from traditional mortgages and…
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Edmonton vs. Winnipeg: Where Should I Choose To Live?
Are you trying to decide between Edmonton and Winnipeg for your new home in Canada? Not sure which city has the lifestyle, cultural attractions, and economic future that’s right for you? Look no further! This article will give a comprehensive comparison of…
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The Top Home Models For Real Estate Investors
When it comes to real estate investment, Canada is seeing an increasing number of people who are opting to invest in brand-new homes to attract tenants. In addition to being desirable to renters, new construction homes offer cost savings as they require…
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Affordable Housing Grants in Edmonton
As Canada’s fifth largest city, Edmonton holds a myriad of opportunities for its residents. However, with the escalating rise of the housing market, affordable homes are becoming harder to find. For many residents, the dream of owning a home or adding an…
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So What Exactly are Home Elevations?
Home elevations (or house elevations) may not be a term that everyone is familiar with. However, the chances are that you’ve seen many of them without even realizing it. So what exactly are home elevations? Simply put, they refer to the exterior…
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9 Things to Consider When Finishing Your Basement in Edmonton
Finishing your basement in Edmonton can be a great way to add extra living space to your home. Whether you’re looking to add a bedroom, a home office, a recreational space or a basement suite, developing your basement can be a great…
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Which Backyard Sun Exposure Is Best For You?
When it comes to your backyard, the sun is your best friend. Knowing which backyard sun exposure is best for you is important when it comes to selecting a lot for your new home and it’s a great starting point for any…
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Is Beaumont A Good Place To Live?
Beaumont, Alberta is a vibrant and growing city located just south of Edmonton. With a population of over 20,000 people, Beaumont is the perfect place in Canada to call home. This bustling city offers a variety of appealing amenities, including parks, trails,…
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