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Resources for owning / buying a new home
Find helpful articles and resources to guide you through your homeownership journey.
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Debt Service Ratio | GDS And TDS Calculator
Debt Service Ratio (DSR) or Gross Debt Service (GDS) ratio and Total Debt Service (TDS) ratio are two commonly used metrics in real estate and mortgage lending to measure a borrower’s ability to make their monthly mortgage payments. Find out yours using…
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Your New Home: A Needs Versus Wants Checklist
Designing and building a new home is an exciting opportunity with endless possibilities. From choosing the right home model to the tiniest detail, every decision counts. However, the abundance of options can quickly become overwhelming. So, how can you ensure that you…
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What Is Freehold vs Leasehold?
Are you considering buying a home in Edmonton? If so, you may have heard there are three primary forms of property ownership: freehold and leasehold ownership. Freehold ownership grants you complete ownership of both the property and the land, and is the…
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10 Great Uses For Your Den or Flex Room
Do you have an extra room in your home but aren’t sure what to do with it? Flexible spaces-often called flex rooms, bonus rooms, or dens- are incredibly versatile and can be transformed into just about anything depending on your needs. Whether…
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