Our Blog
Resources for owning / buying a new home
Find helpful articles and resources to guide you through your homeownership journey.
-
GST Rebate for First-Time Home Buyers: What You Need to Know
The federal government has proposed a GST rebate program aimed at making homeownership more accessible for first-time buyers across Canada. Rising housing costs and affordability challenges have left many Canadians struggling to enter the market, but this program seeks to ease that…
-
Debt Service Ratio | GDS And TDS Calculator
Debt Service Ratio (DSR) or Gross Debt Service (GDS) ratio and Total Debt Service (TDS) ratio are two commonly used metrics in real estate and mortgage lending to measure a borrower’s ability to make their monthly mortgage payments. Find out yours using…
-
Rent vs. Buy?
Considering whether you should keep renting? Is now the time to buy? Ever wondered what your rent payment would be as a mortgage amount? Complete the below calculator and find out what your rent payment would equal in terms of a mortgage…
-
Down Payments: Explained
If you’re buying a home, you’ll need to secure a down payment. But what is a down payment, and how much should you expect to put down? What is a Down Payment? If you’re ready to put renting behind you and try…
-
Credit Scores Explained: What Is A Good Credit Score in Canada?
In Canada, your credit score generally ranges from 300 to 900. So what’s a good credit score? Well, the higher the score, the better. If you have scores between 800 and 900, you’re in excellent shape. They may be used to determine…
-
Closing Costs in Alberta
Closing costs are the fees you have to pay just before you take possession of your new home. Many first-time homebuyers forget about them and find themselves scrambling to get enough money as closing day approaches. But don’t worry! All you need…
-
How To Get A Mortgage With Low Income In Canada
Navigating the real estate market and securing a mortgage on a low-income in Canada can seem daunting. This article aims to demystify the process of acquiring a mortgage for those with limited financial resources and guide you through the necessary steps to…
-
Edmonton vs. Winnipeg: Where Should I Choose To Live?
Are you trying to decide between Edmonton and Winnipeg for your new home in Canada? Not sure which city has the lifestyle, cultural attractions, and economic future that’s right for you? Look no further! This article will give a comprehensive comparison of…
Want to sign up for more resources?
Are you interested in getting these right to your inbox? Sign up for our monthly newsletter!