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Resources for owning / buying a new home
Find helpful articles and resources to guide you through your homeownership journey.
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Debt Service Ratio | GDS And TDS Calculator
Debt Service Ratio (DSR) or Gross Debt Service (GDS) ratio and Total Debt Service (TDS) ratio are two commonly used metrics in real estate and mortgage lending to measure a borrower’s ability to make their monthly mortgage payments. Find out yours using…
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Down Payments: Explained
If you’re buying a home, you’ll need to secure a down payment. But what is a down payment, and how much should you expect to put down? What is a Down Payment? If you’re ready to put renting behind you and try…
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Credit Scores Explained: What Is A Good Credit Score in Canada?
In Canada, your credit score generally ranges from 300 to 900. So what’s a good credit score? Well, the higher the score, the better. If you have scores between 800 and 900, you’re in excellent shape. They may be used to determine…
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The Top Home Models For Real Estate Investors
When it comes to real estate investment, Canada is seeing an increasing number of people who are opting to invest in brand-new homes to attract tenants. In addition to being desirable to renters, new construction homes offer cost savings as they require…
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What Is The Average House Appreciation Rate In Canada? In Alberta? In Edmonton?
Whether you’re buying a home for your family or purchasing a home as an investment property, the appreciation rate of homes in Canada is an important statistic for many Canadian homeowners. Understanding the average house appreciation rate in Canada, as well as…
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What Is Freehold vs Leasehold?
Are you considering buying a home in Edmonton? If so, you may have heard there are three primary forms of property ownership: freehold and leasehold ownership. Freehold ownership grants you complete ownership of both the property and the land, and is the…
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