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Resources for owning / buying a new home
Find helpful articles and resources to guide you through your homeownership journey.
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Debt Service Ratio | GDS And TDS Calculator
Debt Service Ratio (DSR) or Gross Debt Service (GDS) ratio and Total Debt Service (TDS) ratio are two commonly used metrics in real estate and mortgage lending to measure a borrower’s ability to make their monthly mortgage payments. Find out yours using…
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Rent vs. Buy?
Considering whether you should keep renting? Is now the time to buy? Ever wondered what your rent payment would be as a mortgage amount? Complete the below calculator and find out what your rent payment would equal in terms of a mortgage…
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Down Payments: Explained
If you’re buying a home, you’ll need to secure a down payment. But what is a down payment, and how much should you expect to put down? What is a Down Payment? If you’re ready to put renting behind you and try…
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Everything You Need to Know About Rough Grading
What’s the Difference Between Rough and Final Grading? Rough grading works with the original soil on the lot to shape the land needed to properly construct your home. It may include changing the elevation of the lot, as well as slopes, berms,…
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Credit Scores Explained: What Is A Good Credit Score in Canada?
In Canada, your credit score generally ranges from 300 to 900. So what’s a good credit score? Well, the higher the score, the better. If you have scores between 800 and 900, you’re in excellent shape. They may be used to determine…
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6 Advantages of Renting Out Your Basement
The overall benefits of homeownership are huge. Of course, there’s the main one of building equity, but another significant benefit to homeownership is in its income potential. By renting out your basement, you can turn your home investment into a profitable asset.
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Mortgages and Investing: How Does It Work?
Wouldn’t it be nice if you could make money using someone else’s money? You can! That’s what happens when you take out a mortgage to purchase an investment property. Sure, you need to put some of your own money down for the down…
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People You Should Have on Your Real Estate Investing Team
Real estate can be a big investment and is seldom done without a full panel of researchers and advisors. If you are interested in venturing into the illustrious world of property asset management, you need to first build a formidable real estate…
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