Prospective Buyers
Discover resources to help you on your home buying journey.
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Can I Use a Line Of Credit For My Down Payment?
Are you considering buying a home in Edmonton but don’t know how to finance the down payment? There are many ways to come up with the funds for your down payment, such as tapping into existing equity or taking out a personal…
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Your New Home: A Needs Versus Wants Checklist
Designing and building a new home is an exciting opportunity with endless possibilities. From choosing the right home model to the tiniest detail, every decision counts. However, the abundance of options can quickly become overwhelming. So, how can you ensure that you…
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The Best Banks For Mortgages In Canada
When it comes to buying a home, Canadians are faced with many important decisions – from finding the perfect neighbourhood and choosing what kind of house they want, to financing their purchase. One of the most important – and longest-lasting – decisions…
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What Is Freehold vs Leasehold?
Are you considering buying a home in Edmonton? If so, you may have heard there are three primary forms of property ownership: freehold and leasehold ownership. Freehold ownership grants you complete ownership of both the property and the land, and is the…
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How Can Buying A Car Affect My Mortgage Approval Process?
Are you one of the many prospective home buyers out there searching for a new home? If so, great! There’s nothing quite like the feeling of finding that perfect place and beginning to plan the details of your move. That said, it…
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10 Great Uses For Your Den or Flex Room
Do you have an extra room in your home but aren’t sure what to do with it? Flexible spaces-often called flex rooms, bonus rooms, or dens- are incredibly versatile and can be transformed into just about anything depending on your needs. Whether…
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Edmonton versus Toronto: Where Should You Choose to Live?
Are you considering either Edmonton or Toronto as your new city? If so, you’ll find that these two areas offer a lot of contrasts between each other. When trying to decide where to live in Canada, many Canadians make the choice between…
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A New Home Versus A Resale Home: The Pros And Cons
One of the most common problems people face when buying a home is whether to buy a brand-new home or a resale home. There are advantages and disadvantages to each option – for example, a new construction home will usually look more…
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What Are the Mortgage Co-Signer Requirements in Canada?
Getting a mortgage can be difficult for many Canadians, especially those with a low credit score. If you’re in this situation, you may consider having someone co-sign the loan with you, which could potentially make it easier to get approved. In this…
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What Is A Mortgage Employment Letter?
Mortgages are a crucial part of Canadian life, and getting one can be complicated if you don’t know what to expect. One of the many documents you may be required to provide to your lender is an employment letter. But what is…
