As you think about getting your first home, you’re probably hearing a lot of advice from your friends and family. Anyone who’s been through the process knows just how stressful it can be, and they want you to avoid all of the pitfalls. Read More
Do you have an extra room in your house that you’re not sure what to do with? These rooms are commonly called a flex room – because they’re just that! A multi-purpose living space in your home designed to have a flexible purpose for what your family needs.
It goes by many names – like a den, flex, or bonus room – but whatever you choose to call it, this family room can be a great addition to your home and it doesn’t have to just be a TV or dining room. Read More
If you’re buying a home in Edmonton, you’ll probably come across the terms “Statement of Adjustments” and “Trust Ledgers” as you move through the home-buying process. But what do these terms mean? In this article, we’ll explain what Statements of Adjustments and Trust Ledgers are, how they can affect your home purchase and how they can benefit you. Keep reading to learn more! Read More
You may have heard of a No-Income Verification Mortgage, and it’s understandable that many home buyers would be curious about them. After all, if you don’t have to verify your income in order to get a mortgage, that could make the process a lot simpler. But do these types of loans actually exist? And if so, what are your options? Let’s take a look! Read More
Are you considering either Edmonton or Toronto as your new city? If so, you’ll find that these two areas offer a lot of contrasts between each other. When trying to decide where to live in Canada, many Canadians make the choice between these two locations. These two places give a different experience to residents of these major Canadian cities. And both have made numerous lists as one of the best cities to live in (in Canada)! From the weather and geography to the culture and lifestyle, there are many factors to consider when deciding between Edmonton versus Toronto and which city is right for you. Read More
One of the most common problems people face when buying a home is whether to buy a brand-new home or a resale home. There are advantages and disadvantages to each option – for example, a new construction home will usually look more modern and have fewer maintenance costs associated with it, whereas a resale home may have a more unique character, as well as a lower price point. Read More
Getting a mortgage can be difficult for many Canadians, especially those with a low credit score. If you’re in this situation, you may consider having someone co-sign the loan with you, which could potentially make it easier to get approved. In this article, we’ll explore what co-signing is and discuss some of the benefits and considerations that come along with it when obtaining a mortgage in Canada. Read More
A house’s quality is the number one determinant of its long-term value. When one is well built, you find it easier to stay and turn it into a proper home. That’s precisely why Sterling Homes has been an industry leader for the past 70 years. We specialize in building… Read More
You’ve been through the home buying process, found your perfect home and now you’re all set to move in. But maybe you know someone else who’s looking for their perfect home too.? If so, now is the ideal time to recommend Sterling Homes!
We’re always running our Refer-A-Friend promotion. If you bought from Sterling and love the quality and design of your new home, why not share the love with a friend? Read More
Mortgages are a crucial part of Canadian life, and getting one can be complicated if you don’t know what to expect. One of the many documents you may be required to provide to your lender is an employment letter. But what is a mortgage employment letter, and what information does it contain?
In this article, we’ll take a closer look at mortgage employment letters (also called a letter of employment or a job letter) and explain what they’re used for and how to get one. So if you’re planning on buying a home in Canada, be sure to read this! Read More
When looking for a brand-new home, one of the most common questions home buyers have when they begin house hunting is “when is the best time to buy a house?” In this article, we’ll take a look at some of the factors that affect the housing market throughout the year so you can make an informed decision. Read More
If you’re in Canada, and you’re looking for a mortgage, you may have heard the term “B lender.” What is a B lender, and what does it mean for your mortgage? In this article, we’ll answer those questions and more. Keep reading to learn everything you need to know about B lenders in Canada! Read More
Moving to Canada has been your dream, and while it’s incredibly exciting to finally get your chance, you know that it’s going to be a big process. Getting your permanent residence or citizenship can take some time, and it’s a big drain on your finances.
When you first move to Canada, you’ll usually end up renting at first. Rental units are affordable and easy to find. This also gives you a chance to feel comfortable in your new surroundings before you spend a lot of money on a house.
Eventually, though, you’ll want to put down some roots and buy a place that’s a bit more permanent. Read More